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Speedboat and Ski Boat Insurance made easy.
Instant cover from the UK's Largest Direct Boat Insurer.

  • Fully comprehensive policy
  • Waterskiers & watertoys liability included
  • Savings for RYA/SBDA/ICC qualifications
  • 30 Days European (EEA) cover
  • A high level of no claims bonus up to 60%
  • Personal Accident insurance
  • Legal Protection up to £100,000 available
  • Protected no claims bonus available
  • Rapid claims settlement
  • Third party liability £5,000,000

  •                                                        (subject to exclusions and limitations)

Get a Quick Quote in less than 30 seconds...

  •   If your Make is not listed, please call us on 0151 473 8000.
  • £ Total Sum Insured should include the value of the outboard
    motor(s), trailer and personal property.
  • As a BWSW member, you will benefit from
    • Lower premium
    • Lower excess
    • Reduced cost for protected no-claims bonus
    • Free Legal Protection up to £25,000
    • Water ski racing cover can be given at an additional premium. Please call us on 0151 473 8000 to discuss your requirements.
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  • Speedboat and Ski Boat Insurance Quick Quote


    You agree that your Speedboat:

    • Is under 30 years of age;
    • Is of professional and GRP construction;
    • Will be used for private and pleasure purposes only;
    • Has a maximum speed of 45 knots or under;
    • The overall length is less than 26 feet;
    • Will be kept ashore and/or based in a marina when not in use;
    • Will be kept in England, Scotland, Wales or Northern Ireland.

    You also agree that you:

    • Have at least 1 years experience with Speedboats;
    • Have had no accidents or claims in the last five years;
    • Have had no criminal convictions other than minor motoring offences;
    • Are a resident of England, Scotland, Wales or Northern Ireland.

    If any of these are incorrect you cannot complete the purchase on line.
    Please call us on 0151 473 8000

    Get cover in less than 5 minutes for

     Speedboat and Ski Boat Insurance

     Speedboat and Ski Boat Insurance

     Speedboat and Ski Boat Insurance

    We regret that you cannot use this online facility as we can only quote to a maximum of £ on the model you have selected. Please call us on 0151 473 8000.

    British Waterski & Wakeboard

    Insurance approved by British Waterski & Wakeboard for over 30 years.


    Machinery – includes main or auxiliary engines, electrical equipment, cables and fittings and hydraulic equipment, piping and fittings, boilers, gear boxes, outdrives and shafts.

    We cover loss or damage to the machinery and outboard motors caused by impact between the speedboat and any substance including ice (but not water) other than contact with the seabed, lakebed or riverbed.

    Waterskiers and other towed items

    We cover any person waterskiing, monoskiing, barefoot skiing, on kneeboards, wakeboards, hydroslides, ringos, biscuits and tubes providing no more than two persons are being towed or preparing to be towed at any one time. We also cover any person on a banana providing no more than six persons are being towed or preparing to be towed at any one time.

    Transit and trailer cover

    We cover your Speedboat (up to 30 feet in length) and trailer(if requested) for transit by road within the cruising area specified on your Speedboat Insurance Certificate. We do not cover your liability for the trailer while attached to a towing vehicle or as a result of accident on the highway or public or private place. This ought to be covered by your motor insurance policy.

    30 days European (EEA) cover

    We cover your Speedboat (if it is less than 26’ in length) for use in European Continental waters not exceeding 30 days in total in any one Period of Insurance. If you use your Speedboat in either of Italy, Spain or Greece you ought to contact us first so we may issue you with the certificate of compulsory insurance for those countries.

    Third party liability of £5,000,000

    We cover you and any other person using your speedboat with your permission for legal liability to another person arising out of interest in or use of your speedboat up to a maximum of £5,000,000.

    Liability to persons being towed

    Our policy includes cover for waterskiers liability up to a maximum of £3,000,000 and other towed items up to £2,000,000. Other towed items liability can be increased on request up to a maximum of £3,000,000 at an additional premium.

    Personal Accident cover

    Our Speedboat Iinsurance policy covers you and any other person using your Speedboat with your permission for accidental bodily injury or death whilst using your Speedboat up to a maximum amount of £20,000 any one person and £40,000 in respect of any one event.

    Medical Expenses

    We cover you and the crew of your Speedboat for Medical Expenses incurred by you and/or them arising out of personal injuries caused by any of the perils covered under your Speedboat Iinsurance policy up to £500 any one occurrence.

    British Waterski and Wakeboard

    GJW Direct Speedboat Insurance approved by British Waterski & Wakeboard for over 30 years. 

    No Claims Bonus

    We offer a high level of No Claims Bonus up to 60%, which can be protected upon payment of an additional premium.

    Subject to the terms and conditions of the GJW Direct Waterski Insurance Policy.

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